This article represents the results of a theoretical analysis of the problems of psychological resources of a personality. They are viewed and considered as individually-psychological traits and characteristics of a person, which provide her with successful acquirement and implementation of activities, state and experience of a psychological well-being. It is a systemic formation that includes physiological, personal, social and performing levels. The main and therefore basic function of psychological resources of the individual is to provide him with the opportunities through which he will be able to overcome a difficult life situation, sometimes even traumatic, and also to realize his or her life plans, to achieve own goal, thanks to which will originate  self-development and acquisition of a certain level of a personal maturity.

The question of resources is considered in psychological science as a means of subsistence, the capabilities of people and society, as physical and spiritual qualities of an individual and as well as a set of personal qualities that give a person the inner strength needed to overcome life crises.

The level of conscious attitude of the individual to their capabilities, abilities, experience ensures the appropriate use of their own resources, by that  meaning the ability of a person to consciously store, use, acquire, exchange and lose resources in the process of their lives. Through stable psychological resources, a person not only meets external conditions, but also creates such conditions under which his self-development and self-improvement take place.

The study of psychological resources of the individual should be based on a systematic approach, according to which they should be understood as a system that is constantly replenished or devastated, so that the individual can overcome difficulties and function in full force. The interpretation of psychological resources as a system means that compensatory mechanisms can be included, thanks to which they are stored, exchanged and redistributed.

Key words: psychological resources, personal resources, stress, overcoming of stress, coping strategies, personal maturity.

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